How the U.S. Government Shutdown Impacts Estate Planning
When the federal government enters a partial shutdown, as it did on October 1st, it understandably raises widespread concern. Many Americans are focused on how it might affect federal workers, public services, and the economy. While those impacts take center stage, the shutdown can also create less obvious ripple effects—including potential delays in certain Estate Planning and legal processes.
Below, we explain what’s happening, what remains unaffected, and how you can continue managing your Estate Plan during this period of uncertainty.
What Is a Government Shutdown?
A government shutdown occurs when Congress fails to pass necessary funding legislation to keep federal agencies fully operational. During a partial shutdown, some agencies remain funded and continue running, while many “non-essential” services pause until a new funding agreement is reached.
When Will the Government Reopen?
There’s no set timeline. A shutdown can last a few days or several weeks, depending on how quickly lawmakers reach a compromise. In the meantime, some federal services may experience delays or limited availability.
What Does This Mean for Estate Planning?
✓ Essential Programs Continue
The good news: Social Security and Medicare benefits will continue during a shutdown. Retirement and disability payments, as well as Medicare coverage, remain active and unaffected.
✓ Potential Delays in Federal Processes
However, certain administrative functions tied to your Estate Plan may slow down or pause temporarily. These may include:
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Processing of IRS filings and tax-related questions
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Some federal court proceedings (though most continue as scheduled)
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Issuance of government records or verifications needed for legal purposes
✓ Estate Administration Considerations
If you’re serving as an executor, trustee, or are in probate, most court operations will proceed. Still, there may be delays in cases involving federal agencies or IRS-related estate tax matters.
How to Approach Estate Planning During the Shutdown
While the shutdown may cause short-term delays, it should not stop you from reviewing, updating, or establishing your Estate Plan. Much of Estate Planning is handled at the state level, meaning your Wills, Trusts, and Powers Of Attorney remain valid and enforceable.
If you have questions about how the shutdown could affect your Estate or need guidance on updating your plan, the attorneys at Wade Law Offices are here to help. We are committed to helping individuals and families navigate all aspects of Estate Planning—regardless of political or economic uncertainty. Contact us today to schedule a consultation and ensure your Estate Plan continues to protect your loved ones and your legacy.