Why Every Family Needs a “When I’m Gone” File
Planning for the future is an act of care. One of the most thoughtful steps you can take for your loved ones is creating a “When I’m Gone” file — whether that’s a physical folder, a secure computer file, or even a thumb drive. This file gathers the essential documents and instructions your family will need immediately if something happens to you. Having everything in one place provides clarity, reduces stress, and helps ensure your wishes are carried out.
What Goes in the File?
Your “When I’m Gone” file should contain the most important legal, financial, and personal documents your family may need:
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Your will and estate planning documents
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Life insurance policies
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Bank account details and investment information
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Passwords and digital account access instructions
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Funeral wishes or memorial preferences
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A personal letter to your family
Organizing these items now makes it easier for your loved ones to handle responsibilities during a difficult time.
Where to Store It
Your “When I’m Gone” file only helps if it’s both safe and accessible. Consider storing it in:
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A fireproof safe
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A locked drawer
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A secure digital platform
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A safety deposit box (with your successor Trustee or Executor named as an authorized party for access)
If you’re using a digital version, make sure someone you trust knows how to access it. Most importantly, let a loved one know where your file is located. This isn’t just paperwork — it’s peace of mind for the people you love most.
Why It Matters
Losing a loved one is overwhelming enough. Without a clear plan, families may struggle to find documents, pay bills, or understand final wishes. A “When I’m Gone” file eliminates confusion, reduces stress, and helps avoid conflict. Instead of being left searching for answers, your family will have the information they need when they need it most.
At Wade Law Offices, we believe estate planning is about more than just documents — it’s about providing clarity, security, and comfort to your loved ones. Have questions about estate planning or preparing your legacy? Call us today. Our team is here to guide you through every step with compassion and care.